#Annual homeowners insurance calculator Annual homeowners insurance calculator
Annual homeowners insurance calculator ******* Understanding Homeowners Insurance Your home is more than just a roof over your head. Chances are it’s your most valuable investment, and one you likely can’t afford to replace if disaster strikes. That’s why protecting yourself with homeowners insurance is so important. In this article Why you need homeowners insurance Buying homeowners insurance isn’t required by law, but if you have a mortgage, your lender will likely require you to insure the home so it can protect its investment. Even if you don’t have a mortgage, homeowners insurance is almost always a wise purchase that can safeguard your finances in a variety of ways. Here are the main functions of home insurance: Repair your home, yard and other structures: If your home were leveled by a severe storm or burned to the ground, could you afford to rebuild out of pocket? Homeowners insurance helps cover reconstruction to restore your place and property to its former glo...