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New york state temporary disability insurance ******* NYS Mandatory Disability New York State Short Term Disability Insurance Are you overpaying for your New York Short Term Disability Insurance? There is a good chance you are – and d on’t expect your broker to tell you. Most employers buy a short term disability (STD) insurance policy, stick it in the drawer and forget about it. Over time, short term disability prices increase ever so slightly but few employers rarely take the time to compare their rates. “QUICK TIP: Complete the GREEN form on this page to compare short term disability rates.” Most applications approved within 48 hours. Are You Paying More For NYS Disability Coverage? Not comparing your rates each year is a big mistake! Like most insurance policies, prices change and can vary from company to company. Here are sample rates from one of our A+ Insurance carriers: Male Employees (1-49) $1.50 Female Employees (1-49) $3.30 Why Pay More? You can get a free...