Supplemental infertility insurance #Supplemental #Infertility #Insurance #- #When #Your #Employer #s #Plan #Does #Not #Cover #IVF
Supplemental infertility insurance ******* Supplemental Infertility Insurance – When Your Employer’s Plan Does Not Cover IVF By Kevin Haney | Submitted On March 23, 2010 Infertility treatments are very expensive, and there are no guarantees that you will conceive. Health insurance plans that cover IVF and other infertility treatments are hard to find. Fourteen states have laws mandating some level of coverage, but each state mandate is full of holes; most couples have little or no coverage. If you employer does not offer a group plan with infertility coverage, your chances of finding individual coverage is slim. And if you do find coverage, it comes in the form of a rebate. You get a partial refund if you don’t conceive. But this approach covers your smaller exposure: the cost of infertility treatment that fail. Your costs are just beginning when you conceive. Wouldn’t it make sense to purchase insurance coverage that pays benefits for you bigger exposure: you co...