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Largest wholesale insurance brokers ******* The Difference Between Wholesale and Retail Insurance Agencies When your insurance needs exceed the risk preference of most insurers, you need a wholesale insurer. Thinkstock Images/Comstock/Getty Images Related Articles 1 The Difference Between Wholesalers & General Managing Agents 2 What Is the Difference Between Wholesale & Distribution? 3 “Differences Between Wholesalers, Distributors and Retailers” 4 The Difference Between Admitted & Non-Admitted Insurance Companies The difference between wholesale and retail agencies is hardly a topic of interest to most people looking for property and casualty (p/c) insurance products. The difference, however, becomes pertinent when you’re in the market for insurance products that don’t conform to risk exposure guidelines of so-called “admitted carriers,” or for products beyond the expertise of retail agencies. Knowing the difference in these instances becomes quite useful....