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Australian private health insurance Australian private health insurance ******* Supporting Mental Health – waiting period exemption for higher benefits This page contains information about how the waiting period exemption for psychiatric care benefits operates. Page last updated: 23 March 2018 What is the waiting period exemption for psychiatric care benefits? This policy enables patients with limited cover to upgrade without serving a waiting period for access to higher benefits for psychiatric care. The waiting period exemption for psychiatric care benefits can only be accessed by a person once in their lifetime, and is only available after a person has served their initial two month waiting period for any psychiatric benefits. Access to the waiting period exemption for psychiatric care benefits is available from 1 April 2018. What services are included under the exemption? This exemption applies to psychiatric care provided to a person as hospital or hospital substitut...