Amerigroup dental insurance #AmeriGroup #Health #Insurance #Company #Review, #AmeriGroup #Health #Insurance #Quote, #AmeriGroup #Health #Insurance #Plans



Amerigroup dental insurance

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AmeriGroup Health Insurance Company

A publicly traded company that serves over a million Americans, the AmeriGroup Health Insurance Company may be on your list of potential providers when looking for an insurance quote.

Before you decide on the best health insurance company for your needs, you’ll need to know certain things about the company. AmeriGroup Health Insurance Company offers coverage in 11 states and DC. The facts below will help you evaluate this health insurance company and decide if AmeriGroup is right for you.

When you are finished reading the AmeriGroup health insurance company review then use our free comparison tool at the top of the page to save yourself some money on your health insurance rates by comparing quotes from competing insurance companies.

Facts About AmeriGroup Health Insurance Company

AmeriGroup was founded in 1944 with the intention of helping to manage health care for low income patients and those with disabilities. In 2001 the company made an initial public offering and first appeared on the NASDAQ.

The significant difference with AmeriGroup is that it is designed for low income patients. The company’s goal is to operate with to government to design better functioning systems that will save money and allow them to offer coverage to more people.

According to the company website AmeriGroup:

Currently insures over 1.7 million Americans

Employs over 800 physicians, nurses and other critical staff

States Currently Served By AmeriGroup Health Insurance Company

Florida

Georgia

Maryland

New Jersey

New Mexico

New York

Ohio

South Carolina

Tennessee

Texas

Virginia

D.C.

AmeriGroup Health Insurance Company Government Partner

One of the very unique aspects of AmeriGroup is that they work directly with government administrators to offer specific Medicaid and Medicare programs. These include:

TANF Temporary Assistance for Needy Families

SSI Social Security Initiative

LTC Long term care for patients and their providers

SCHIP State children’s health insurance program for uninsured youth

Due to the fact that AmeriGroup is so dedicated to working with needy patients, their independent auditor ratings tend to be lower than purely for profit, private organizations. Keep that in mind when comparing ratings between the different companies.

They are highly rated, however, by the National Committee for Quality Assurance for their disease management programs that help providers and patients cope with chronic diseases. To date this program covers diseases including asthma, schizophrenia, HIV/AIDs, chronic obstructive pulmonary disease, diabetes and more.

What You Should Ask AmeriGroup Health Insurance Company

If you’re getting a quote from AmeriGroup or any other insurer, you need to know the answers to a lot of questions. These may include:

What is my monthly premium?

What is my yearly deductible?

What are my co-pays?

Do I have to choose from a network of doctors?

Is there any preventative care included?

What if I have a chronic or acute condition already diagnosed?

Is my plan HSA compatible?

Unlike other insurance companies, AmeriGroup partners with several government organizations and is able to offer low cost health care to those who need it. This is a huge benefit in a country that has so many uninsured people.

State Benefits Through AmeriGroup Health Insurance Company

Since each state’s government is a bit different, the way AmeriGroup operates depends on the specific state. In Ohio, for instance, they are part of the Covered Families and Children (CFC) and the Aged, Blind, and Disabled programs.

In Texas they participate in several Medicaid managed care and Children’s Health Insurance programs like STAR, STAR+PLUS, CHIP and CHIP Perinatal. While all states operate differently, AmeriGroup works with state government officials to make sure that tools are in place to provide care in each situation.

CHIP is the Children’s Health Insurance program which was designed as gap coverage for families who make too much for Medicaid, but who can’t afford private health insurance. Uninsured children are eligible.

Prenatal Care with AmeriGroup Health Insurance Company

One of the most impressive benefits AmeriGroup offers is to low income women who are expecting to have a baby. Not only does this insurer respond to pregnant women, they actively look for them, call with questions and provide important care before a child is even born. AmeriGroup expect to serve over 57,000 women in the coming year. An expectant mom with this cover will receive:

A nurse for high risk cases

An available network of obstetricians

Phone and mail reminders of appointment

Travel assistance in some states

24 hour nurse help line

Compare AmeriGroup Health Insurance Quotes With Quotes From Other Top Insurance Companies Now!

These are the special benefits that make one insurer stand out over another when you have specific needs. It’s easy to get a quote on those needs from top companies like AmeriGroup, BCBS, Aetna, United Healthcare, Humana, WellPoint, PacifiCare, and others by going to the free tool above and getting started saving money on health insurance right now!


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