Safeway insurance company of alabama inc

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Safeway Insurance Company Of Alabama Inc in Mobile, AL

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Stan Chavis – State Farm Insurance Agent

602 Bel Air Blvd Ste 21, Mobile, AL 36606

(800) 331-0587

James Daigle – State Farm Insurance Agent

3986 Government Blvd Ste C, Mobile, AL 36693

1. Healthspring Of Alabama Inc

2010 W I65 Service Rd S Mobile, AL 36693

2. Alabama Professional Insurance Agency Inc

2480 Government St Mobile, AL 36606

3. Willis of Alabama, Inc.

11 N Water St Ste 19290 Mobile, AL 36602

4. Health Spring of Alabama INC

851 E I65 Service Rd S Ste 200 Mobile, AL 36606

5. South Alabama Claim Services Inc

3737 Government Blvd Ste 507 Mobile, AL 36693

6. Abercrombie Simmons Gillette Of Alabama Inc

273 Azalea Rd Mobile, AL 36609

7. The Hartford-Alabama Insurance Agency Inc

6721 Grelot Rd Mobile, AL 36695

8. Linda Bell Willis O F Alabama Inc

63 S Royal St Mobile, AL 36602

9. John Bullock – Willis of Alabama INC – CLOSED

63 S Royal St Ste 800 Mobile, AL 36602

10. Alabama Land Title Co

112 N Hoyle Ave Bay Minette, AL 36507

11. Heritage Insurance of Alabama, Inc.

21897 1st St Silverhill, AL 36576

We found 11 results

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Allstate Insurance Company

(877) 421-6619

How much could you save? Call for free quote now!

Tips & Advice

What is errors and omissions insurance?

Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.

What are the different types of business insurance?

While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.

What is not covered by business insurance?

Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.

What does business insurance usually cover?

Business insurance generally covers accidental property damage, accidents resulting in injuries to employees or customers, the products you sell, or copyright issues.

What factors impact the cost of business insurance premiums?

Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.

Is business insurance the same as professional insurance?

No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

How much does business insurance cost?

The amount of coverage you require may depend on your industry, location, and the risk involved. On average, the general annual cost of business insurance for a company with 10 or fewer employees is $741.

Can I deduct business insurance from my taxes?

You can deduct business insurance from your taxes as long as the insurance covers the business and its operations, and not personal insurance or personal loss-of-income.

How do I make a business or commercial insurance claim?

In the event of an incident that results in financial loss, contact your insurance company immediately and give details of the incident, including when it occurred, where, witness names and contact information, and other important information.

What is business insurance?

Business insurance covers a company for financial losses related to related events, including injuries that occur on your property or are caused by you or your employees, such as property damage.

Allstate Insurance Company

(888) 431-3748

How much could you save? Call for free quote now!

Serving the Mobile area.

(877) 229-9777

You could save 15% or more on car insurance.

(800) 331-0443

You could save 15% or more on car insurance.

(800) 331-0587

You could save 15% or more on car insurance.

Direct Auto & Life Insurance

(877) 777-3245

State Farm

(866) 276-1219

AlaCoast Insurance Agency

4430 Government Blvd Suite B, Mobile, AL 36693

(251) 207-4346

Insuring Everything Under the Sun

ACE Underwriters

800 Downtowner Blvd, Mobile, AL 36609

Chambliss Insurance Agency

1208 W I65 Service Rd S, Mobile, AL 36609

State Farm Insurance

311 S Sage Ave, Mobile, AL 36606

Southern Insurance Providers

3925 Michael Blvd, Mobile, AL 36609

Alacoast Insurance Agency

505 Saraland Blvd S, Saraland, AL 36571

(251) 207-4346

Insuring Everything Under the Sun

Liberty Mutual

Serving the Mobile area.

(877) 294-7187

You could save 15% or more on car insurance.

Acceptance Insurance

(800) 287-9126

Low down payments and easy monthly payments

Serving the Mobile area.

(800) 550-5298

You could save 15% or more on car insurance.

Acceptance Insurance

(800) 284-8401

Low down payments and easy monthly payments

Ross Sloan Agency

1500 Schillinger Rd S, Mobile, AL 36695

Ozark Insurance Agency Inc

2098 Schillinger Rd S, Mobile, AL 36695

(251) 706-7010

Call for a free Quote we can find you coverage

Blue Cross Blue Shield of Alabama

420 Riverchase Pkwy E, Hoover, AL 35244

Alfa Insurance Jay McNeil

10261 Potter Tract Rd, Grand Bay, AL 36541

Answer Financial

Serving the Mobile area.

Acceptance Insurance

3990 Government Blvd Ste F, Mobile, AL 36693

A Plus Affordable Insurance

3280 Dauphin St, Mobile, AL 36606

(251) 479-4142

GEICO Insurance Agent

3766 Airport Blvd Suite C, Mobile, AL 36608

Direct Auto And Life Insurance

215 S Memorial Dr, Prattville, AL 36067

Direct Auto Insurance

Serving the Mobile area.

Direct Auto & Life Insurance

3461 Spring Hill Ave, Mobile, AL 36608

Direct Auto Insurance

5611 Old Shell Rd, Mobile, AL 36608

Worst insurance company ever. Do not use them. They will change your policy in an effort not to cover you. I have contacted the Better Business Bureau concerning this company. I have also contacted other people to not recommend this company from their businesses because it makes them look bad. I hope enough bad word of mouth puts them out of business if they don’t stop scamming. I wouldn’t recommend this company to anyone.

As a business owner I know what it takes to build up a business from NOTHING. I take care of my clients and I have never had a client nam d James S. That’s a fake post by someone whose never had a policy with my company. Me an my staff work hard to take care of our clients and provide the best service and products every day. Call today and see the difference

Worthy Insurance Agency is exceptional! Everyone in the office is very friendly and ready to help with ANYTHING and answer ANY questions one might need about Insurance or their policy. I 100% recommend anyone, who needs Insurance or even just a Quote, to call Worthy Insurance Agency; the Agents are GREAT and Customer Service is too! They get quotes back quickly and are very helpful in understanding the quote/policy details if needed and are willing to work with anyone however they can.

Do not go to this agency for insurance. You will regret it. I had never had a bad experience with an insurance agent until I met Johnah Dismukes. They will not give your poilicy documentation and when you do get it, then it looks altered. Ask any questions and they immediately become rude and obnoxious. It reminds me of a schoolyard bully. I am in the process of filing a complaint against them with the Alabam Dept of Insurance. DO NOT PATRONIZE THIS BUSINESS

I have been with Allison Horner since I moved to Mobile over five years ago, in that time I have gotten married, moved twice, and had other life changes that required reviewing and considering new financial services. I find Allison and her staff to be a knowledgeable resource, always taking the time to make sure I understand all the options available. I also appreciate that while they educate and recommend services, they never make me feel like they are “selling” me something. I look forward to many more years as a customer of Allison Horner and State Farm.

I am a real estate agent so I deal w/ many different insurance agents and companies. Allison and her team is one of the best I have dealt with. Allison is very professional, knowledgeable, friendly & honest. Insurance can be very confusing and overwhelming and she takes the time to explain all the options and help you decide what is best for you and your situation. I have my personal home as well as several rental houses insured through her. I have shopped around from time to time over the years and she always has the best rates!

I love that Best Rate is a locally-owned company. they provide great service and I would absolutely recommend them.

One of the things I liked the most overall about Best Rate Insurance is the price they gave me for coverage for my house. I was paying more than twice as much for my house insurance before I went to Patty, she couldn’t believe it!

Best thing about Best Rate Insurance is the quality of service that they provide. I know that I can call her up with any question big or small, and they always have the answer.

If you are looking for a place to have your money stolen look no further. The office manager (Amy Hudson) was the one who stole my money. I come to find out she then got fired, probably for that reason. I gave her cash and she told me that she would get a money order. Well that never happened. My policy was cancelled and I had no idea. The girls in the world office were very nice and they ended up resolving it because the owner had to cover the loss. I come to find out that I wasn’t the only person who had money stolen from. It turns out that she stole money from quite a few people.

Insurance Basics

To mitigate the risk of loss, people purchase insurance policies from a company. When buying a policy, the person agrees to pay a premium, which is small, regular payment based on the losses that may occur. If the insurance provider determines there is a greater chance of risk as compared to the average policy, the premium is usually higher. Premiums are often paid monthly, and can add up over time up to be greater than the expense of replacing the insured item.

Many types of insurance only cover a certain amount of risk on an item. The amount the policyholder must pay before an insurance policy begins covering an expense is called the deductible. In the event of damage or loss to whatever the policy covers, the policyholder is responsible for the deductible no matter what. If the cost of damage or loss is less than the deductible amount, the insurance company does not pay anything. If the cost is greater than the deductible, the policyholder only pays the deductible, while the insurance pays the rest. Generally, the deductible amount is related to your premium, with a higher deductible usually requiring a lower premium, and vice-versa.

Insurance Agents
Selecting the right insurance involves careful research and evaluating many different options for coverage. This is why many people use an insurance agent to assist with making the right choice depending on their needs and financial situation. Agents often interview potential or current clients to get an idea of which insurance policies would benefit them the most. Based on their needs and individual risk, agents can often give potential customers a quote, which serves as a cost estimate for a specific policy. This is only a rough idea of what the policy will cost, because evaluating the risk associated with a given customer can take time. Insurance companies often compile an insurance score to quantify the risk an individual poses and calculate premiums accordingly. Credit scores play a major role in insurance scores, but past insurance-claim history is also taken into account.

While agents often specialize in a particular category of insurance, some sell several different types of insurance. Agents can work for a larger insurance company or operate independently, selling policies from several different insurers.

Insurance Products

Almost anything of value can be insured to protect against loss due to a variety of circumstances. Insurance policies are very specific in the items they protect and in what event the policy holders will be reimbursed. Some of the most common insurance policies cover things we all use.

Automotive Insurance
Millions of Americans drive a car to get from place to place each day, so it makes sense that auto insurance is one of the most commonly used types. In most states, the law requires drivers to maintain an active insurance policy on any car, up to a certain amount. Most car owners are required at minimum to purchase liability insurance, which protects against damage for which the policyholder is at fault. Liability insurance covers damage to property as well as any injuries sustained in an accident. It’s important to note liability insurance only covers damage or injuries of others, not the policyholder themselves. In addition to liability insurance, car owners can also purchase coverage for their own vehicle and medical expenses in the event of an accident. For this purpose, liability, vehicle and medical coverage are often packaged together in a single policy.

Insurance can also be purchased for other vehicles, like motorcycles, ATVs, boats or RVs, and generally functions similarly to car insurance. Policies for alternative vehicles may have higher premiums if they are considered more dangerous, or might include other coverage options specific to the vehicle. Many companies that provide auto insurance will also offer coverage for motorcycles, ATVs, boats and RVs.

Homeowners Insurance
Your home, condo or apartment is probably the most valuable thing you own or otherwise pay for, so it makes sense to get it insured. Homeowners insurance is important not just for the security of the house itself, but for its ability to cover possessions inside the home as well. Many mortgage lenders also require an active home insurance policy.

Like auto insurance, homeowners insurance is typically bundled together with policies covering many different items or categories of items. The primary coverage type is for the dwelling, insuring the house itself and all structures attached to it. Policies may also cover property within the home, with premiums varying depending on the value of all assets. Personal liability may also be included for damage or injuries sustained on your property that you are responsible for, much like auto insurance.

Property insurance also may cover certain major events outside of your control. These are known as perils, and may include fire, flooding, natural disasters and other catastrophic events. You may want to purchase insurance against one or more of these perils if you live in a high-risk area. Flood insurance is an exception, however, and can be purchased through the government-sponsored National Flood Insurance Program. Your lender may require this if you live in a flood-prone area.

Health Insurance
To help pay for medical expenses, many people rely on their health insurance. With the passing of the Affordable Care Act, almost every American is required to enroll in a health care plan, or they face a penalty. Health insurance works similarly to other forms of insurance, although it is probably used to cover expenses more often, since car accidents and home damage are relatively rare compared to doctor visits and the need for medicine. Health insurance also operates on a premium-deductible model, and policyholders can choose what level of coverage works best for their lifestyle. For example, if you visit doctors very infrequently, you may consider a plan with a low premium and a higher deductible. On the other hand, people who require regular medical care may wish to pay a higher premium in exchange for more coverage from their deductible. Dental and vision care are sold as separate plans and are not required by law.

Life Insurance
When someone dies unexpectedly or is injured severely enough to be unable to work, it can be a financial disaster for their family or loved ones. Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more. If you die at any point in that timeframe, your family receives a death benefit. If you’re still around when the term is over, the coverage is canceled and you receive nothing. Universal life covers your entire life, and usually delivers a minimum benefit at death.

Travel insurance
Travel insurance is available for individuals who want to protect against unexpected setbacks in the course of travel, whether it’s losing luggage or medical treatment abroad. Travel insurance may prove particularly useful for people who travel a lot for work or often visit remote locations. Travel insurance can take the form of either specific or blanket coverage. Specific coverage is useful for covering only certain risks, like medical emergencies or unexpected trip cancelation. Blanket coverage may cover some or all of your expenses for your entire trip.

Pet insurance
Pet insurance is a relatively new product that may help cover the costs of medical care for a dog, cat or other domestic animal. Medical care for animals can be very costly, particularly because insurance for them is rare. By paying into a premium, you can help offset the cost of unexpected emergencies as well as routine checkups and medication. While virtually unheard of a few years ago, pet insurance has become more popular as the cost of veterinarian care has continued to rise.

Umbrella insurance
Umbrella insurance is extra coverage from liability for other insurance policies, usually home or auto insurance. Consumers may choose to purchase an umbrella policy if their home or car is more expensive than a typical policy would be able to cover. For example, most car insurance liability policies cover at least $25,000 per person or $50,000 per accident. But if the accident involves a very valuable car, or the victim is willing to pursue legal action, insurance may not even begin to cover the full cost. You may want to hedge your risk by purchasing umbrella insurance to add extra protection to your existing policy.

Insurance Claims Basics

To receive a payout for an insurance policy, the policyholder must file a claim with the insurance company. The basics of the process are straightforward, but can vary depending on the type of insurance.

Claims Adjusters and Examiners
A claims adjuster or claims examiner is an employee of an insurance company, and the person responsible for evaluating claims and determining if the company will reimburse the policyholder at the amount provided. An adjuster inspects claims related to property damage, as in the case of auto or home insurance policies. Claims examiners are typically involved in health and life insurance, and review medical records to determine the proper payout for major medical procedures.

How To Make a Claim
Filing an insurance claim can be stressful and confusing, but you need to begin the process as soon as possible to make certain you can recover your losses. It’s important to note that in the case of emergencies, you should always call 911 first. The safety and health of yourself and others takes precedent over insurance.

Auto Insurance Claim: If you’re involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It’s also a good idea, if possible, to take your own notes at the scene. The most important things to record are what happened before the accident, the date and time, traffic signs in the area and road conditions. Also be sure to get the other driver’s name, address, license plate number and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.
Homeowners Insurance Claim: In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
Life Insurance Claim: Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder’s death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.

Finding Discounts on Insurance

Insurance is a wise investment, but it can make a dent in your monthly budget. Thankfully, there are a variety of ways to trim the fat off your premiums and make certain you are paying only as much as you need.

Shop and Compare
Perhaps the best way to save on any insurance policy is to take the time to compare prices between as many companies and plans as possible. Even after you’ve chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easier than ever before. Potential customers can often get free quotes online very quickly.

Buy Only What You Need
Insurance agents will often try to “upsell” on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash. It can help to create a budget and know exactly how much income you have to work with before making a decision on a new policy.

Take Advantage of Discounts
Insurance providers offer a wide variety of discounts for all kinds of special customers or circumstances. In one of the most basic discounts, many companies will offer lower rates for customers who purchase home, auto and life insurance policies from the same provider. Car owners may get a rebate from taking a safe driving course. For those with teenagers on their plan, good grades can earn a small discount as well. Insuring multiple cars with the same provider may also lower premiums. Some providers will offer lower rates for military personnel, federal employees, teachers, first responders and their families.

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