1 day car insurance

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Compare Temporary & Short Term Car Insurance

Do you want to make sure you are getting the best value temporary car insurance cover? To save you time trawling around different short term insurance websites, we have gathered a selection of the best options available for you to compare.

With a selection of temporary car or van insurance alternatives laid out in front of you, including, policy details and levels of cover you can select your preferred option and proceed to that independent Website to purchase cover.

Our temporary car and van insurance products have their own independent websites and are backed by different insurance companies. We Search – You Save!

Why Would I Need Short Term Car Insurance?

There are many reasons when short term car insurance will be more beneficial to an annual policy;

(i) You may need to insure your car for an extra month at the end of your annual policy, for example, this could work out well if you were selling your car or getting rid of it – this can work out as a much more efficient way of keeping the car insured short term, rather than cancelling an annual policy which involves cancellation costs.

(ii) You may need to insure an additional driver for a short period, say for a mini-break. Online short term car insurance cover can do this quickly and efficiently for you, rather than going through the process of trying to add the driver to your main annual insurance policy. Our temporary cover is Comprehensive, so you can relax knowing that the driver is properly insured.

(iii) The ‘Driving Other Cars’ extension offers limited cover. Some people have a ‘Driving Other Cars’ extension on their own insurance policy. This covers the policyholder only; and not any additional named drivers. Should you be involved in an accident, the ‘Driving Other Cars’ extension would not cover you for any damage to your friend’s car – only the ‘third party’ involved. In contrast, if a short term insurance policy was taken out, this cover is comprehensive, meaning the vehicle would be covered, even in the event of a fault accident.

Compare Temporary & Short Term Car & Van Policies

So now you know all the benefits available with short term policies – how do you find out which are the best policies and the most competitively priced. Sky Insurance Compare have brought a selection of the best policies in the temporary car insurance market and after entering just a few relevant bits of information, we will offer you a list of results from those policies. From there, it’s your choice to select the best option – and you can link through to the Website of the individual short term product that most suits your requirements. It’s as simple as that!

And to make the process as straight forward as possible, we only require the minimal amount of information from you – and no personal information – to compare the quotes. The whole process of comparing the quotes should take roughly a minute.

One Day to One Month Car Insurance

We aim to take the hassle out of searching and can help you arrange a policy whether you’re looking for one day car insurance, or a longer period, with cover available for up to 28 days. Temporary cover can help with the following:

Temporary Additional Driver to allow friends or family to drive your car or van
Short Term Insurance for an additional car or van
Courtesy Car Cover for when your car is in for a service or repair
Test Drive Cover – for a car or van you are looking to buy
Drive Away Cover – for a newly purchased vehicle

The selection of policies available in our comparison site will give you an excellent overview – you can then select your choice and proceed from there.

Short Term Van Insurance

There are a number of reasons why you might need to insure a van for a single day or a week. Our comparison site has a selection of insurers offering temporary van insurance cover from 1-28 days.

This can be very helpful for when you are moving home or need to borrow a larger vehicle for a short period.

UK/ EU/ EEA/ Commonwealth Licences

We have policies that can offer cover for drivers with a full UK, EU, EEA or certain Commonwealth licences – held for the past 12 months. Check with each individual insurer’s Website for further details.

Temporary Insurance for Learner or Provisional Drivers

Learner Drivers often like to gain some extra practice in a parent’s or friend’s car in addition to taking driving lessons with an DVSA approved instructor – or sometimes have all their lessons with a parent. With the average learning period of several months, it works out more efficient to purchase short term learner drivers insurance as a separate policy. Not only is it cost efficient – it also prevents any accidents affecting the bonus of the main policy held by the car owner. With this type of cover, it is imperative that the car is already insured by the owner and that policy is running for the full period of the temporary learner cover; as this is purely ‘top-up’ cover.

Additional Driver Cover

Sometimes, you may need to insure more than one temporary additional driver for the period of cover. Our comparison site has options available for this situation.

Impounded Car & Van Insurance

We are now able to offer you a solution in retrieving a seized car or van under S165A of the Road Traffic Act from a police pound providing immediate 30 day third party insurance. Instant cover is available for the legal owner of the vehicle ONLY holding a full UK, EU, EEA or Swiss driving licence for 12 months or more. Click here to get a quote

European Cover

If you are looking to extend your temporary comprehensive insurance cover whilst driving within the European Union, our comparison site has insurance policies that can provide you with this extra cover. The vehicle must normally be based in the UK and have valid Road Tax throughout the journey. Your trip must be of a ‘temporary’ nature and it has to start and end in the UK. The European Cover extension involves an additional premium payable from the standard basic cover.

Full details of the specific terms for European Cover offered are detailed on each individual Website if the option is available.

Courtesy Car Cover

If a garage supplies you with a courtesy vehicle, but without providing the insurance cover, some of our products will be able to cover this for you. See individual product websites for confirmation.

Drive Away Cover

Sometimes, when purchasing a new vehicle, you may need to arrange instant temporary insurance in order to drive home – this Drive Away cover can be purchased online using a PC, Tablet or Smartphone. This short term cover can be helpful to cover the gap between buying the vehicle and getting insurance arranged on a more permanent basis.

Test Driving A Car?

If you are buying a car, you may wish to Test Drive this first. We realise that most people would like test drive insurance at short notice that can be arranged quickly – without the need for complicated forms – but still providing Comprehensive cover. Short Term Car insurance is the answer and can be purchased in minutes.

Excess Protect

Cover for the reimbursement of the policy excess you have paid when you have made a claim on your motor insurance policy and whilst driving in the UK only.

This is an optional Add-on product for both cars and vans and can only be purchased at the same time as the actual motor insurance policy.

Full details of the specific terms and conditions for Excess Protect insurance are detailed on each individual Website where cover is available.

Motor Breakdown Service

Your vehicle will be covered for call-out charges and up to 1 hour’s labour at the scene of your breakdown where your vehicle is rendered immobilised due to electrical or mechanical faults within the United Kingdom including Northern Ireland, the Isle of Man and the Channel Islands and Scottish Islands.

Motor Uninsured Loss Recovery Service

Loss of Use
Personal Injury Compensation

Replacement Vehicle Costs
Loss of Earnings
Vehicle Repair Costs

Out of Pocket Expenses
Damage to Personal Effects

Remember, the success of any claim is dependent on proving the third party was at fault.

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SOURCE: http://www.skyinsurance.co.uk/temporary-car-insurance.html

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